Podiatry Malpractice Insurance
Professional Liability for Podiatrists
As a trusted Arizona based partner in the medical professional liability insurance industry, we have malpractice insurance solutions for podiatrists that will save premium and meet the protection needs of your practice.
- We offer podiatry malpractice insurance policies from our Arizona office to protect podiatry offices no matter how large or small the practice.
- Insurance coverage to meet the property and liability needs of podiatry offices whether building owner, tenant and/or under construction.
- We can help podiatrists find professional liability insurance coverage regardless of the practice scope, procedures performed, or with or without claims/board issues.
Podiatrists have recently experienced a change in the podiatry malpractice insurance marketplace in many areas including Arizona and other states. Therefore, it is important to partner with an agent who is knowledgeable about the carriers offering malpractice insurance for podiatrists and coverage provided by each policy.
Desert Mountain Insurance Services represents podiatric professional liability insurance carriers nationwide. We will provide policies for all podiatrists including those with or without claims and/or board issues, and those who may not have been approved by the standard carriers.
We are able to provide guidance as to what coverage most sufficiently meets the needs of each podiatrist or podiatry group. If you are concerned about leaving your current podiatry malpractice insurance carrier, we can provide you a no cost, no obligation, side by side comparison showing coverage and rate differences and similarities.
Coverage Highlights:
- Represent Nationwide podiatry malpractice insurance companies with an A rating or better
- Malpractice insurance for podiatrists that perform surgical procedures requiring an anesthetic or gaseous sedation including postoperative treatment
- Professional liability insurance for podiatrists performing for Non-Surgical procedures, including but not limited to, conservative treatments including diagnostic and therapeutic injections, surgical procedures involving the nails, excision of skin lesions, incision and drainage of abscesses and the treatment of ulcers
- Podiatric malpractice insurance coverage for ancillary staff
- Corporation coverage for your podiatry office– shared or separate limits
- Free tail policy upon retirement after one year of coverage, with no age requirement
- Claims-Made as well as Occurrence options available
- Pure Consent to Settle
- A wide range of discounts and competitive premiums
We are an independent insurance agency specializing in insurance for healthcare providers and facilities with a specialty in podiatry malpractice insurance. We partner with major, nationwide and specialty niche insurance companies. We not only shop for the lowest rates, but also evaluate coverage and provide objective guidance to our clients so they may select the carrier and policy that appropriately fits their specific needs.
Policy Types:
Claims-Made – This is coverage based on when an act is reported, or the claim is actually made.
Occurrence – (if available) This is coverage that provides protection for professional services rendered regardless of when the patient files a claim.
Desert Mountain Insurance Services represents podiatry malpractice insurance carriers nationwide. We will provide policies for all podiatrists including those with or without claims and/or board issues, and those who may not have been approved by the standard carriers.
We are able to provide guidance as to what coverage is most appropriate for the needs of each podiatrist or podiatry group. If you are concerned about leaving your current carrier, we can provide you a no cost, no obligation, side by side comparison showing coverage and rate differences and similarities between professional liability insurance policies for podiatrists.
State Specific Podiatrist Malpractice Insurance Information
Arizona Podiatrist Professional Liability Insurance
... More helpful information about other States is soon to come!
Think about this:
Many times throughout history, insurance companies can come to a decision to either exit a particular industry or line of business. In early 2016, the market was affected by such a decision from a company widely used for podiatry malpractice insurance in Arizona and the rest of the United States. The company decided to discontinue providing professional liability insurance for podiatrists in certain states. Policyholders were notified accordingly that their coverage would be non-renewed, but rewritten with a different carrier. In light of a change such as this, we recommend that policyholders evaluate the coverage under the new policy.
Typically a carrier will exit a market when they are no longer profitable. This can happen due to high loss ratios based on increased claims. The concern from a Podiatrist's standpoint is: what do you do when you receive a non-renewal notice? It is important to act immediately so that you find replacement podiatry malpractice coverage timely to avoid any bare practice exposure. Next, you may find that premiums with other carriers may be higher than what you were paying in the past. Also, it is important to work with an agent that can explain coverage differences and make sure that you are properly considering all available options.
As an agent specializing in medical professional liability insurance for podiatrists and other medical professionals for almost 20 years, we can offer an evaluation of your options and present carriers that may not only save you premium, but provide you with more protection.
For example, some carriers may not provide you with a full, true consent to settle a claim. They may restrict your authority to decide the outcome of your suit or claim and penalized you if you want to fight it.
Give our office a call at (480) 348-2200 to speak with one of our professional liability agents. We provide great podiatry malpractice insurance rates in Arizona and beyond!
