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Dental Malpractice Insurance in 2024

Dental Malpractice Insurance

In today’s practice environment, there is increasing exposure for dental professionals with financial and emotional stress. There are various insurance policies available, but one that stands out, particularly in the dental profession, is Dental Malpractice Insurance. Dental Malpractice Insurance, also known as Professional Liability Insurance, is intended to protect dental practices from liabilities in the event that a patient files a lawsuit.

Why You Should Purchase Dental Malpractice Insurance?

Dental malpractice cases can be difficult, costly, and time-consuming to pursue. These claims may involve contract breach, negligence, non-performance, failure to provide treatments, and other issues. You can lessen some of the financial strain brought on by these claims with professional liability insurance.

Depending on where you live, having dental malpractice insurance may be required by law. However, regardless of where you live, you should be aware of the factors that go into a malpractice insurance policy. In the event of a malpractice claim, professional liability insurance will typically cover your defense as well as any payments made to the plaintiff. As this experience can incur a number of costs, it is critical to have a dental malpractice insurance policy that is customized to best protect yourself and your practice.

What Does Dental Malpractice Insurance Cover?

If a case is brought against you, whether it contains any truth or not, dental professional liability can offer coverage for defense costs. Without malpractice insurance, you run the risk of incurring expensive court costs or losing your license completely.

A dental malpractice policy may provide coverage for the following:

  • Damages if you are found to be negligent.
  • Expenses incurred as a result of settling or defending a lawsuit
  • Punitive and compensatory damages
  • Medical expenses
  • Costs of settlement
  • Arbitration fees

How Much Does Dental Malpractice Insurance Cost?

Dentists who are just starting out can frequently lock in lower rates for the first five years of their operations. The type of policy, the amount of coverage bought, and the location of your office all affect how much dental malpractice insurance costs.

The cost of Dental Malpractice Insurance varies by state. A dental graduate should expect to pay between $350 and $1,500 annually for a dental malpractice insurance policy. The kind of policy coverage you’ve chosen will determine this. You should budget $2000 to $3000 every year after the first few years.

Desert Mountain, powered by Inszone Insurance Services, will work hard to find the appropriate coverage to satisfy all our dentists’ and oral surgeons’ insurance needs. We have access to many carriers that can customize their dental malpractice insurance or dental malpractice insurance policies to meet their special circumstances. Call today and speak with a Malpractice specialist for more information!

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