Resources

banner_resources.jpg

Check out our Insurance Definitions to learn more!

Nov

7

2016

Your Company Car & Auto Policy

While a great benefit for an employee to receive a work vehicle to use for both business and personal, there are risks to consider for both the employee and employer. Review the below information to r…
Read More

Oct

31

2016

Auto Policy & Diminished Value Claims

Due to the complexity and uncertainty of coverage for your vehicle's diminished value, contact your agent to review your personal auto policy. Consumer Article: “The Personal Auto Policy & Dimin…
Read More

Oct

24

2016

Your Auto Policy & GPS

Present on your Homeowners and Personal Auto policy are various exclusions, however these exclusions can be reversed by certain endorsements or policy additional coverage or coverage extensions. An en…
Read More

Oct

17

2016

Pizza Delivery & Your Auto Policy

Do you use your vehicle for business use? Whether a business you own or working for someone else? Do you transport people or goods? This article below discusses the coverage and exclusions under a per…
Read More

Oct

10

2016

Power Surge

Is your electronic equipment properly covered under your Homeowners Insurance policy? Three points to consider are: One, is the value of my contents coverage enough to cover them should covered cause …
Read More

Oct

5

2016

Ads About Cheap Malpractice Insurance?

Have you been flooded with flyers about new malpractice insurance carriers? Do the low rates seem too good to be true? We have done the research on these carriers, and will provide unbiased informati…
Read More

Sep

29

2016

Do I Need Renters Insurance?

Some residential leases do not require proof of renters insurance in order to hand over the apartment or house keys. This can leave you open to the financial responsibility of loss that you may not be…
Read More

Sep

26

2016

Renting Motor Homes, Trucks & Trailers

Understanding the intentions of your insurance policies is extremely important. What is Liability coverage and how does it differ from Property Damage coverage? Do you know what types of vehicles or m…
Read More

Sep

23

2016

How to Protect Your Business if Employees Drive Their Own Vehicles for Company Errands

Employee Driven Cars on Business Errands Scenario: You, a business owner, send your Receptionist on an errand to the store to buy supplies for the office. On her way she is in a car accident. Unfortu…
Read More

Sep

22

2016

Insurance to Cover Your Commercial Lease

Insurance to Cover Your Commercial Lease  As a business owner you are challenged with the task of selecting the best property and liability insurance coverage for your business. This is particularly …
Read More

Sep

19

2016

Significant Others

As an insurance agent, one of the first items we look at when reviewing a customer's insurance policy is Who Is A Named Insured? It is extremely important to identify who the policy is designed to cov…
Read More

Sep

12

2016

Riding Mowers

Do you know the difference from an insurance perspective between vehicles and motorized equipment that are used to service your household or used for recreation? And, what if you use them for both? Is…
Read More

Sep

5

2016

Tree Roots and Sewer Lines

There is never too much emphasis on the importance of working with an insurance agent who knows the policies and will work on your behalf to make sure that you are educated on the coverage provided by…
Read More

Aug

29

2016

Is My Volunteer Time Insured?

If you volunteer for a non-profit in your professional capacity, will you be covered for professional liability? Does the organization that you sit on their board have Directors and Officers liability…
Read More

Aug

22

2016

On-Site Daycare

  On-Site Daycare as an Employee Benefit One of the primary functions of an independent insurance agency is to provide competitive insurance quotes and policies to its customers. But what about insu…
Read More

Aug

15

2016

Teenage Drivers

Desert Mountain Insurance provides guidance to parents looking for information on teenage drivers and their personal auto insurance policy. We also hope you find this article helpful! If you have any …
Read More

Aug

8

2016

All-Terrain Vehicles

Having toys such as ATV's is suppose to be fun, so make sure to contact Desert Mountain Insurance to obtain guidance when purchasing, renting or allowing someone to use them on your property. Please r…
Read More

Aug

1

2016

Reducing Your Insurance Costs

While this article is from a few years back, it still has a lot of validity and guidance regarding your insurance. Desert Mountain Insurance is here to assist both personal and commercial customers an…
Read More

Jul

25

2016

Scooters - Are You Insured?

Not only scooters, but hover boards too! Whether used for personal fun or for business, make sure they and you are covered properly. Desert Mountain Insurance provides guidance to individuals and busi…
Read More

Sep

1

2013

Homeowners & College Students

Most homeowners insurance policies indicate that an insured includes a dependent child away as school. For specific questions and clarification on what property or liability coverage would be extended…
Read More

Aug

1

2013

How Divorce Affects Your Insurance

Just as the agents indicate below, in the event of a divorce, Desert Mountain Insurance will not make any changes to a policy without consent from all named insureds. Should you be going through this …
Read More

Jul

1

2013

Downloading "Free" Music

Illegal or criminal acts are not covered under the personal liability section of an insurance policy. Therefore, review your actions and the law to determine if you are willing to take on the risk of …
Read More

Jun

1

2013

Homeowners Policy & Consequential Damage

Consequential damage is the loss, damage or injury sustained as a result or consequence of a covered loss. An examples of consequential damages in a homeowners policy would be, as indicated below, rep…
Read More

May

1

2013

Your Home May Be Underinsured

It is recommended that you annually review your insurance limits to determine if your property limit values are adequate enough should you sustain a loss. Contact our personal lines agents to review y…
Read More

Apr

1

2013

Should I Insure my Property in Storage?

The moral of the story is... check with your agent! Communication and disclosure only benefit the insured. Giving the insurance agent a complete picture of your exposure will allow them to determine t…
Read More

Mar

1

2013

My Child is Now Driving

Important points to consider when your child starts driving. Research the pros and cons of titling the vehicle in your name or your child's. As well as should you add the vehicle and child on to your …
Read More

Feb

1

2013

Insuring your iPod, iPad or Tablet

Back up your devices and data in your electronic equipment. Consider the coverage under your policy for such items as they can travel outside of your home and outside of your auto. Consider ID theft c…
Read More

Jan

1

2013

Your College Student and Auto Policy

Just as with your homeowners insurance policy, your personal auto policy will typically state that the named insured includes a dependent child away at school. For specific questions and clarification…
Read More

Jul

1

2012

Rental Car Damage Waiver

Before you rent a car, check with your insurance agent to see if your current personal or business auto policy will extend coverage if you damage the rental car you are driving? The coverage purchased…
Read More
physicianlicensing.com

Physician Licensing Service is the most trusted medical licensing service in the country. We have served over 25,000 physicians & devoted over a decade to pioneering a system that accelerates the licensing process while minimizing the physician’s involvement. We provide services in consulting, licensing and credentialing for hospitals, groups and individual physicians from around the globe. Our service is simple, streamlined, accurate, & complete. Our licensing specialists are tenured experts in the field, professional, thorough, & courteous. Eliminate countless hours in paperwork, phone calls, & frustration. Visit www.physicianlicensing.com for more information.

AZMOB.jpg

“The Affordable Care Act has punctuated the need for MOB’s advocacy for those involved with medical real estate in the Phoenix market.”

Founded in 2006, MOB is one of the only groups in Arizona whose focus is exclusively on representing stakeholders in the healthcare industry.  From a small lease renewal, attracting quality tenants to a project, negotiating an award winning development or syndicating institutional level investments – we value the relationship with a every client and have the resources, experience and community ties to advocate for a successful outcome.

Visit www.arizonamob.com for more information.

Resources for your benefit